Understand your welfare cover, waiting periods, and eligibility criteria.
| Claim Category | Eligible Beneficiaries | Welfare Benefit Amount |
|---|---|---|
| Death of Member | Registered SWEF Member | KES 100,000 |
| Death of Spouse | Legal / Declared Spouse | KES 50,000 |
| Death of Child | Biological or legally adopted children | KES 50,000 |
| Death of Parent | Biological or legally recognized parents | KES 30,000 |
| Hospitalization | Registered Member (Admitted for 3+ days) | KES 20,000 |
| Critical Illness | Registered Member | KES 30,000 |
| Catastrophic Emergency | Registered Member | Case by Case |
To ensure the sustainability of the fund, waiting periods apply before benefits can be claimed after activation:
The following documents must be submitted digitally via the member portal to initiate a claim review:
Important rules regarding welfare claims processing: